Accountants for Contractorss

Contractor Accountants

At RAW accounting, our team of specialist contractor accountants for contractors and freelancers possess years of experience in all aspects of freelance and contractor accounting matters. We know that running your own business and handling your own accounts can get complicated, so we give you simple, jargon free advice, and accountancy expertise on tap when you need it.

Whether you’re a sole trader trying to maximise your tax efficiency, a contractor moving to the next stage and incorporating your own limited company, or you just need specialist financial advice, we’re the contractor accountancy firm for you.

As certified chartered accountants, we know that every circumstance is different, so we provide flexible accounting services: from a full end to end accounting service, to a bespoke and specific solution. Our specialised accountancy services include online bookkeeping access 24 hours a day, 7 days a week, quarterly VAT returns preparation and submission, self-assessment tax return preparation and submission, HMRC records check assistance, dividend documentation and most importantly: unlimited support provided by your own dedicated accountant.

Read more about each of our contractor accountants services below.

Book your free consultation call with our chartered online accountants today.

Whether you’ve made the switch to online accounting, or are just starting out on your journey, we’re here to help. Done right, online and cloud accounting has the potential to revolutionise your financial affairs.

We realise that when it comes to online accounting software solutions like Xero, QuickBooks, Freeagent, and others, you may get overwhelmed with options. However, the fact is that for contractors and freelancers, there is no one-size-fits-all solution. Your program may require additional bolt-ons that another freelancer’s firm may not. That’s why our approach to online accounting software differs. Unlike some firms who only support one Cloud provider, we’re software agnostic. With no hidden agenda, our tax efficiency expert accountants can suggest just the right solution for you and your business.

As a contractor there are several business structure options available to you. You may choose to stay as independent contractor, freelancer or sole trader, or you may wish to form a Limited Company. A Limited Company structure should be taken into consideration especially if you are earning over £50,000 annually.

At Raw, our specialist accountants for contractors can help with getting your own limited company registered at Companies House, sorting a registered office address, and giving all matters of guidance related to corporation tax, tax planning and tax liabilities.

One of the first priorities when you begin as a contractor is setting up a business bank account. Having access to a business bank account allows you to receive payment, schedule invoices, and keep an accurate record of your finances for tax, accounting and bookkeeping purposes.

Using our in-house tax efficiency methods, we can help to save you money by handling your tax efficiently. Whether it’s personal tax, corporation tax, or small business tax planning, we’ll present you with an annual report of just how much money we’ve saved you in tax payments.

When you join Raw, you’ll have access to your very own dedicated accountant from our team of top contractor accountants based in Reading. You’ll have a direct line to your accountant, support and guidance when you need it whether you stay as a contractor, or start your own limited company.

What our customers say about us

Craig GarnerCraig Garner
19:51 18 Mar 24
I was in desperate need of an accountant. Was left worried and dropped by a previous company who wasn’t interested in helping me understand what my business needed. Luke is so understanding and knowledgeable he really got to know my business quickly and helped with great advice to get going in the right direction. I have spoken to him on irregular hours because that worked better for my needs and is so supportive. The most important factor for me is that they charge a monthly subscription rather than larger annual bills so is very cost effective for cash flow. I will never be lost again and I’m positive with their support I will continue to run a successful business. If I could give 10 stars I would.
11:23 24 Jan 24
Our previous Accountant let us down & we were trying to find another Accountant when my daughter informed me that a new accounting company was about to open near where she works. I contacted Luke & explained our situation as our Company Accounts needed doing urgently. We had a MS Teams meeting to discuss my needs. WOW so impressed with the Service. Fully explained everything. Willing to answer any queries. Thank you so much.
Amy JachulskiAmy Jachulski
08:10 23 Jan 24
A friend recommended RAW Accounting and I couldn't be more confident about my tax returns. I'm not originally from the UK and this year was my first filing as self-employed. Luke was incredibly patient with my endless questions, and made the process very simple for us. Highly recommend.
Callum CarlisleCallum Carlisle
11:02 03 Jan 24
Luke and the team at Raw are great, I highly recommend them!Raw take the fluff and jargon away from typical accounting firms. They have been instrumental in supporting me launch and grow my business way before Day 1. Thank you all very much and I look forward to continuing to work with you!
LDF Flooring LtdLDF Flooring Ltd
06:34 28 Nov 23
We started using Raw Accounting a few months ago and we couldn’t be happier with their service. The switch from our previous accountant was seamless. We are pleased to say some of our processes such as payroll have already been streamlined to ensure we run more efficiently. However, the thing we are most pleased about is the personal service and having an accountant who genuinely cares. Nothing is too much trouble, and they are always on hand to offer guidance where needed. I cannot recommend Luke and his team highly enough for anyone looking for a first-rate accountancy service.
Peter LoverdosPeter Loverdos
07:44 17 Oct 23
I’ve been working with Luke and the team at RAW for nearly 2 years now and I’d highly recommend them to any SME business owner looking for an accountancy practice to proactively manage their bookkeeping, payroll and accounting functions. RAW seem to have a different approach that focuses on accuracy, high levels of communication and sage advice - what Luke doesn’t know about tax probably hasn’t been thought of yet! Not only are they highly professional, but they're great people too.
Rishi VermaRishi Verma
09:28 14 Oct 23
Superlative service. This is a seriously professional outfit. I accept that I am a demanding client. I work long hours so need an adviser who is going to take the stress away and put simply, get things done. Luke Fletcher is that man. Worth every penny.
Disk OnotDisk Onot
08:02 14 Oct 23
I've been using Raw Accounting's services for a couple of years now and have been very impressed with the level of engagement and understanding they have. Always available at short notice, very quick to respond and deal with any issue and probably most importantly know their subject matter extremely well. They have sorted out a few tax issues I have had without too much involvement from me, process was simple and the portal very easy to use.
Jane BJane B
17:53 13 Oct 23
What a great accountancy service! Helpful, quick replies and resolutions. Raw Accounting will give you peace of mind that all of your tax needs will be taken care of quickly and efficiently.
Toby TowardToby Toward
17:35 04 Aug 23
Luke and the team at RAW have been excellent to work with.Since setting up a small biotech consultancy at the end 2022, they have been a source of great support in getting the accountacy basics correctly put in place. From establishing the initial paper work to help get the LTD off the ground, through to quarterly MTD VAT returns, personal / company tax filings, corporation tax and PAYE. Perhaps more importantly for me though, they have provided clear, strategic and pragmatic guidance to help tax-efficently shape the buisness for the near- medium-long term and in line with my future goals. They have been attentive, personable and at times patient with my questions - proposing alternative ways to solve a problem if they can. Ultimately, with their support, I can focus on the day-to-day business, knowing that the acounacy side of things is in good hands.
Ryan BirseRyan Birse
10:39 25 Aug 22
Raw Accounting have been amazing! I've been working closely with Luke and he has helped with the transition to being self-employed, and clarified how everything could work should the business grow in the future. He's taken the stress out of everything finance related when it comes to working for yourself—from TAX returns to assistance with registering for VAT, as well as countless other bits of advice along the way. Very responsive and understanding of the requirements linked to the industry that I work in. Luke was passed on as a recommendation and I would highly recommend him to others as well. Thanks Luke!
Luke is amazing! As a US-based startup, he provided expert guidance in navigating VAT and ultimately saved us thousands of dollars in unnecessary filing costs. I highly recommend Luke and his team at RAW Accounting.
Matthew RuddyMatthew Ruddy
12:12 24 Jun 22
Raw Accounting are fantastic. I stumbled across Luke whilst looking to avoid the "one size fits all", impersonal accounting solutions that other practices provide. From the beginning Luke has proven to be professional, prompt and incredibly approachable. Getting setup for both corporate and income tax have been absolutely painless. The software they provide is far better than other solutions available, and costs are very respectable. I would not hesitate to recommend Raw Accounting to anyone. If you're an SME looking for a charter accountant, do yourself a favour and give them a call.
Greg DallamoreGreg Dallamore
11:40 03 Feb 22
I was recommended Luke by a friend when I had mentioned I was looking for an accountant to help me with a new business venture, and am very glad that I followed that recommendation. Luke has been a fantastic source of support and advice and has made the accounts side of our business very simple for us. We receive regular updates that are easy to understand and Luke has a broad understanding of modern day accountancy systems which has a been a real asset. I would not hesitate to recommend Luke and Raw Accounting to anyone looking for a new accountant, whether a new or established business. Thanks Luke!
Kapila MKapila M
19:05 02 Feb 22
Luke managed to setup a Limited Company and the accounting software within a week. He provided professional advice to setup the company and help me with the annual tax return swiftly.He is very approachable, professional and friendly.I highly recommend Raw Accounting...!
Carole MowattCarole Mowatt
13:48 01 Feb 22
Very professional and thorough. Accounts done promptly. Fees charged comparable to last accounting practice. A pleasure to communicate with. Luke Fletcher is very experienced and up to date and can advise on all aspects of your business.
Leon McCarronLeon McCarron
08:14 28 Jan 22
Really helpful, responsive and clear. Friendly and makes the process simple to work through.
Nicholas RossNicholas Ross
15:55 01 Nov 21
I have been super impressed with Luke and his team; so responsive to my endless requests and nothing is ever too much trouble. The quality of his advice is first class; I wish I had found him sooner
Daniel DaveyDaniel Davey
15:57 27 Oct 21
After recently making the leap from full-time employment to self-employment, I needed to clear up a plethora of queries. Luke was incredibly responsive and explained the start-up process via Microsoft Teams. The explanation was crystal clear and thorough. Would definitely recommend.
Adam KingAdam King
12:24 15 Oct 21
I came to Luke with a very tricky tax situation and in a bit of a panic. Right from the outset he made me feel reassured and confident we would get to the bottom of my problem. In the end he saved me a lot of money and did so in a very short time period. He is clearly highly skilled and had an answer for all my questions.Thank you!
Izza RexIzza Rex
13:46 18 May 21
Luke was amazing help for me. As a finance novice, Luke was so generous with his time and expertise. He is very knowledgeable and took the time to hear about and understand my business and then explain the relevant tax rules as well as discuss my finance plan going forward. I really appreciate his advice and will be going to him in the future!
Paula NicklinsonPaula Nicklinson
14:08 08 May 21
Constructive consultation. Multiple option advice discussed which would broaden the business opportunities without compromising the ability to stay focused and deliver the services to be provided. Additional information given in terms of specifically relevant websites and regional authorities to be followed up. Became confident that despite having only given the the company the briefest outline of the proposed business and the areas I required them to cover, they had carried out sound preparatory work prior to the consultation to maximise the effectiveness of the discussion. Would definitely recommend.
Hannah McMillanHannah McMillan
18:52 05 May 21
Luke completed my personal tax return. He was very helpful and knowledgeable throughout and everything was completed quickly. He was great at keeping us informed of what was going on and the options available to us. I wouldn't hesitate in recommending him and Raw Accounting. A super friendly service!

Why RAW Accounting?

We might not be the UK’s largest contractor accountants, but there are plenty of reasons to choose us as your contractor accountant.

Easy, switchable service

As simple as it sounds: once you've made up your mind, we'll take care of everything for you. We'll complete our take on process, contact any prior accountants, declare ourselves with HMRC as your agent, issue an engagement letter, and get your contractor accountants services ready to go. All in 7 days.

Personal service and a dedicated contractor advice line

We believe in working closely with our clients, so we contact all of them at least once a month. And if you need assistance or advice, we'll always respond within one working day. We also understand that business doesn't operate on a 9-to-5 basis, so if you need us outside of those hours, just let us know. We'll be there.

Fixed fee accountancy packages

We enjoy a good surprise, but not one of financial nature. Which is precisely why we operate on a fixed fee basis and always disclose the cost before we begin the work. On most of our packages, we'll even collect fees on a monthly basis so you can spread out the costs across the year. Plus, we provide a 100% money back guarantee for any month in which you're not completely satisfied with our service.

Get in Touch for your Free Consultation Today.

Accountants for Contractors FAQs

If you are unaware of the expenses contractors may deduct, you risk losing money or making erroneous claims. A specialist accountancy firm with experience in this sector are skilled in addressing all of these situations and are always aware of legislation changes that may have an impact on your company.

A good contractor accountant will know how to manage a contractor's business and how to legally and tax-effectively organise the capital of a limited company. They can provide proactive tax planning and advice that is specifically targeted to your circumstances and business.

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Arrange a free, no obligation call today with one of our accounting experts.

See our Services

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