What we have to offer

Your Online
Small Business Accountant

Have you been searching for the perfect online accountants for small business? Whether you’ve made the switch to online accounting, or are just starting out on your journey, we're here to help.

We provide online accountancy services that are perfect for small businesses. Our online tax accountants are experts in financial reporting and all things business finance. 

Online accounting together with the correct online accounting and bookkeeping software has the potential to revolutionise a small businesses finances. With its ease of use, automation of previously time-consuming tasks, scalable software, real time financial overviews and immediate Making Tax Digital compliance, online accounting is a truly powerful tool for small business owners looking to manage their finances in the most time and cost effective manner.

However, in order to securely transfer your financial information to the cloud and take advantage of what cloud accounting has to offer, you’ll need the assistance of some online accountants who are chartered accountants, and small business accounting experts. That’s where we come in!

Book your free consultation call with our chartered online accountants today.

Why online accountancy services?
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Powerful Online Accounting Software

A majority of the time, online accounting software is accessible through your browser, which means no installation, no database issues, no maintenance, backed up and ready to go. .
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Accessible Anywhere

With online accountancy, your bank accounts, accounting data, cash flow statements and all other accounting needs become accessible anywhere, anytime, to you, your finance team, or your dedicated accountant. As a small business owner, having paperwork at the touch of a button makes quick work of accountancy matters like sending invoices, or preparing income tax returns.
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Low Cost

Small business accounting software doesn’t need to cost the earth, and low monthly costs mean no long contracts, keeping the costs affordable for small businesses with all kinds of budget requirements.
What can online accounting software do?​
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Dashboard Feature

A simple real time snapshot of your own business finances, including profit, cash, expense management and year end accounts.
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Direct Bank Feeds

Pull receipts and business purchases automatically through into your accounting software, making audit trails easier for your online accountants to complete.
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Making Tax Digital Ready

Not just for VAT, but for self employed small business owners and landlords, who are always in HMRC’s sights.
Which cloud accounting software is right for you?

Xero, QuickBooks Online, Freeagent or some other accounting software? We know it’s a minefield out there. The truth is that there’s no one size fits all and the right choice for your business may not be the same as Lisa or Dave’s business. That’s where our approach differs. Unlike some firms who only support one Cloud provider, we’re online accountants who are purely software agnostic. With no hidden agenda, we just suggest the right solution for you and your business.

When helping you decide which is best, a few things we consider are:

How large your business is?

Some accounting software is aimed at businesses with just a few employees, while some better supports larger businesses with 20 or 30 employees who may be turning over £1 million plus.

How complex your business is?

Most cloud accounting software does the basics well, whether that is sending invoices, adding receipts or checking who owes you money. However, for more complex businesses who want to track costs of projects, stock, undertake tax planning or have greater reporting requirements, something like Xero may be more appropriate than Freeagent

Whether you will benefit from adding other apps?

Do you use Salesforce in your business? Do you use software to capture mileage or employee expenses? If you need an app ecosystem to enhance the functionality of your accounting software then you will need to factor this, and your company structure, into deciding which software is right for your business.

Who you bank with?

NatWest or RBS customers get FreeAgent free, saving around £250 a year. Some emerging banks like Starling and Tide have basic online accountancy services built in.

This Is Why We Believe There’s No One Size That Fits All.
You And Your Business Deserve The Right Solution.​

What Apps will get the most out of your accounting software?

Say goodbye to paper receipts – forever. Solutions like Receipt Bank, HubDoc, and AutoEntry enable you to capture and store a receipt electronically. Once captured it will automatically read and extract the important data, saving hours of manual data entry. These transactions come across to your accounting software (with a bit of help from us) and can be instantly reconciled with your bank transactions.

Once captured and processed, you can say goodbye to the paper invoice because an electronic copy is stored and always available in your accounting software. It’s the perfect paper trail just without the paper.

If you’ve ever used your own car for business travel then you know it can  be a nightmare to keep track of business miles and claim the expenses you’re entitled to. 

That’s where apps like Tripcatcher can help. Google Maps integration means capturing mileage on the web or your phone is simple. Integration with your cloud software automatically pulls through the expense claim to your accounting records. It also helps calculating the VAT reclaim due on fuel.

Claiming mileage expenses has never been such an easy ride.

If you’re in the service industry and regularly invoice the same clients then GoCardless is worth considering. You setup your clients and send them a Direct Debit mandate via GoCardless platform. When integrated with your cloud accounting solution, next time you raise an invoice GoCardless will automatically collect the amount due.

Most accounting suites come with basic inventory solutions, but if your business has inventory, stock, or warehouses then you should consider adding an inventory management system to your cloud software. 

There’s a number of inventory management apps which add enhanced functionality to meet the needs of business’s holding stock and inventory.

All cloud solutions provide basic reporting, including profit and loss, balance sheets, management reports, trade receivables and payables.

But the power is in combining your financial information with non-financial information held in other systems and software you may be using. 

Financial reporting tools make this easy to do. It’s one of the reasons cloud accounting is so powerful.

If you’re interested in enhancing your financial reporting our experts can assist you to bring the data in your business to life. 

Popular Online Accountants FAQs

How does accounting software work?

Online accounting software works by helping you to keep track of your company’s money flow and financial position. You can use it to record transactions, send invoices, produce reports, manage client, supplier and vendor contacts, create purchase orders, track stock levels, tally office expenses, and check account balances.

How do online accountants work?

Online accountants work just like any other accountants. They help a business to prepare year end accounts, budget costs, manage financial information, reconcile paper trails and will even give advice on certain financial business decisions. However, rather than having a physical office, online accountants work remotely using online accounting software.

How much does a virtual accountant cost?

Online accountants will have different prices depending on the nature of the services required, and whether online accounting software will also need to be included in the overall price. However, many virtual accountants will have a variety of cost effective packages to suit businesses of all sizes, so it’s always best to enquire.

What our customers say about us

Peter LoverdosPeter Loverdos
07:44 17 Oct 23
I’ve been working with Luke and the team at RAW for nearly 2 years now and I’d highly recommend them to any SME business owner looking for an accountancy practice to proactively manage their bookkeeping, payroll and accounting functions. RAW seem to have a different approach that focuses on accuracy, high levels of communication and sage advice - what Luke doesn’t know about tax probably hasn’t been thought of yet! Not only are they highly professional, but they're great people too.
Rishi VermaRishi Verma
09:28 14 Oct 23
Superlative service. This is a seriously professional outfit. I accept that I am a demanding client. I work long hours so need an adviser who is going to take the stress away and put simply, get things done. Luke Fletcher is that man. Worth every penny.
Disk OnotDisk Onot
08:02 14 Oct 23
I've been using Raw Accounting's services for a couple of years now and have been very impressed with the level of engagement and understanding they have. Always available at short notice, very quick to respond and deal with any issue and probably most importantly know their subject matter extremely well. They have sorted out a few tax issues I have had without too much involvement from me, process was simple and the portal very easy to use.
Jane BJane B
17:53 13 Oct 23
What a great accountancy service! Helpful, quick replies and resolutions. Raw Accounting will give you peace of mind that all of your tax needs will be taken care of quickly and efficiently.
Toby TowardToby Toward
17:35 04 Aug 23
Luke and the team at RAW have been excellent to work with.Since setting up a small biotech consultancy at the end 2022, they have been a source of great support in getting the accountacy basics correctly put in place. From establishing the initial paper work to help get the LTD off the ground, through to quarterly MTD VAT returns, personal / company tax filings, corporation tax and PAYE. Perhaps more importantly for me though, they have provided clear, strategic and pragmatic guidance to help tax-efficently shape the buisness for the near- medium-long term and in line with my future goals. They have been attentive, personable and at times patient with my questions - proposing alternative ways to solve a problem if they can. Ultimately, with their support, I can focus on the day-to-day business, knowing that the acounacy side of things is in good hands.
Ryan BirseRyan Birse
10:39 25 Aug 22
Raw Accounting have been amazing! I've been working closely with Luke and he has helped with the transition to being self-employed, and clarified how everything could work should the business grow in the future. He's taken the stress out of everything finance related when it comes to working for yourself—from TAX returns to assistance with registering for VAT, as well as countless other bits of advice along the way. Very responsive and understanding of the requirements linked to the industry that I work in. Luke was passed on as a recommendation and I would highly recommend him to others as well. Thanks Luke!
Luke is amazing! As a US-based startup, he provided expert guidance in navigating VAT and ultimately saved us thousands of dollars in unnecessary filing costs. I highly recommend Luke and his team at RAW Accounting.
Matthew RuddyMatthew Ruddy
12:12 24 Jun 22
Raw Accounting are fantastic. I stumbled across Luke whilst looking to avoid the "one size fits all", impersonal accounting solutions that other practices provide. From the beginning Luke has proven to be professional, prompt and incredibly approachable. Getting setup for both corporate and income tax have been absolutely painless. The software they provide is far better than other solutions available, and costs are very respectable. I would not hesitate to recommend Raw Accounting to anyone. If you're an SME looking for a charter accountant, do yourself a favour and give them a call.
Greg DallamoreGreg Dallamore
11:40 03 Feb 22
I was recommended Luke by a friend when I had mentioned I was looking for an accountant to help me with a new business venture, and am very glad that I followed that recommendation. Luke has been a fantastic source of support and advice and has made the accounts side of our business very simple for us. We receive regular updates that are easy to understand and Luke has a broad understanding of modern day accountancy systems which has a been a real asset. I would not hesitate to recommend Luke and Raw Accounting to anyone looking for a new accountant, whether a new or established business. Thanks Luke!
Kapila MKapila M
19:05 02 Feb 22
Luke managed to setup a Limited Company and the accounting software within a week. He provided professional advice to setup the company and help me with the annual tax return swiftly.He is very approachable, professional and friendly.I highly recommend Raw Accounting...!
Carole MowattCarole Mowatt
13:48 01 Feb 22
Very professional and thorough. Accounts done promptly. Fees charged comparable to last accounting practice. A pleasure to communicate with. Luke Fletcher is very experienced and up to date and can advise on all aspects of your business.
Leon McCarronLeon McCarron
08:14 28 Jan 22
Really helpful, responsive and clear. Friendly and makes the process simple to work through.
Nicholas RossNicholas Ross
15:55 01 Nov 21
I have been super impressed with Luke and his team; so responsive to my endless requests and nothing is ever too much trouble. The quality of his advice is first class; I wish I had found him sooner
Daniel DaveyDaniel Davey
15:57 27 Oct 21
After recently making the leap from full-time employment to self-employment, I needed to clear up a plethora of queries. Luke was incredibly responsive and explained the start-up process via Microsoft Teams. The explanation was crystal clear and thorough. Would definitely recommend.
Adam KingAdam King
12:24 15 Oct 21
I came to Luke with a very tricky tax situation and in a bit of a panic. Right from the outset he made me feel reassured and confident we would get to the bottom of my problem. In the end he saved me a lot of money and did so in a very short time period. He is clearly highly skilled and had an answer for all my questions.Thank you!
Izza RexIzza Rex
13:46 18 May 21
Luke was amazing help for me. As a finance novice, Luke was so generous with his time and expertise. He is very knowledgeable and took the time to hear about and understand my business and then explain the relevant tax rules as well as discuss my finance plan going forward. I really appreciate his advice and will be going to him in the future!
Paula NicklinsonPaula Nicklinson
14:08 08 May 21
Constructive consultation. Multiple option advice discussed which would broaden the business opportunities without compromising the ability to stay focused and deliver the services to be provided. Additional information given in terms of specifically relevant websites and regional authorities to be followed up. Became confident that despite having only given the the company the briefest outline of the proposed business and the areas I required them to cover, they had carried out sound preparatory work prior to the consultation to maximise the effectiveness of the discussion. Would definitely recommend.
Hannah McMillanHannah McMillan
18:52 05 May 21
Luke completed my personal tax return. He was very helpful and knowledgeable throughout and everything was completed quickly. He was great at keeping us informed of what was going on and the options available to us. I wouldn't hesitate in recommending him and Raw Accounting. A super friendly service!

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